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Retirement Investment Advisors, Inc. Names Andrew Flinton, CFP® President

Andrew

Randy Thurman, CFP® has been appointed Chief Executive Officer. Founder Joe Bowie, CFP® moves to a Senior Advisor role. These leadership appointments are effective immediately.

“We are fortunate to have someone with Andrew’s experience and vision to continue our legacy,” said CEO Randy Thurman, CFP®. “Andrew’s unique combination of integrity, intellect, and charisma make him the perfect person to lead us as we embark on our next chapter.”

Flinton said, “I’ve been blessed with great mentors and a talented group of professionals. We are excited to continue to work together to make Retirement Investment Advisors the top fee-only firm in Oklahoma.”

Flinton is a CERTIFIED FINANCIAL PLANNER™ professional and has worked as a comprehensive financial planner since 2008. He holds a B.A. in Economics from the University of Oklahoma.  He serves as a member of the Investment Policy Committee for Retirement Investment Advisors and is directly involved in the investment selection and allocation guidelines for the firm. Andrew is a volunteer and Board member for Tenaciously Teal, a non-profit that supports those during their fight with cancer.  He has also been involved with the Leukemia and Lymphoma Society, American Cancer Society, and has served as a volunteer at OU Children’s Hospital.   Andrew lives in Edmond with his wife Courtney and their two daughters.  

Based in Oklahoma City, with offices in Edmond and Frisco, Texas, Retirement Investment Advisors, Inc. is set apart because all of their financial advisors are CERTIFIED FINANCIAL PLANNER™ professionals, which requires additional training and certification. They have been cited by more than 35* national publications as one of the nation’s top financial planning companies.

*Criteria available upon request

 

 

Blog

Weekly Market Commentary- 01/29/19

01/29/2019
Like competitors who’ve completed a difficult section in an endurance race, U.S. stock investors took a breather last week. The Standard & Poor’s 500 Index, which has gotten off to its best start since 1987, ended the week with a slight loss, while the Dow Jones Industrial Average and Nasdaq Composite finished slightly higher, reported Ben Levisohn of Barron’s. News the U.S. government shutdown would end, albeit temporarily, appeared to be of little interest to investors. Read More

Weekly Market Commentary- 01/22/19

01/22/2019
We’re off to a good start. Investors who remained steady during December’s wild ride are probably pleased with their decision as stocks have gotten off to a strong start in 2019. Unfortunately, those who reduced their exposure to the asset class may be feeling the sting of missed opportunity. Last week, the Dow Jones Industrial Average gained about 3 percent. The Index is up 5.9 percent year-to-date, which is its best start in more than a decade, according to Ben Levisohn of Barron’s. Read More

Weekly Market Commentary- 01/15/18

01/15/2019
People love rules of thumb. Sometimes, mental shortcuts are helpful. Other times they are not. When it comes to investing, seasonal shortcuts are not uncommon. In fact, January boasts two: The January Effect explains why U.S. smaller company stocks tend to outperform the market in January. The original theory held that tax-loss harvesting pushed stock prices lower in December, making shares more attractive to investors in January. Read More

Weekly Market Commentary- 01/08/19

01/08/2019
Investors will think of the last quarter of 2018 for years to come, but they won’t remember it fondly. The Economist described it like this, “After a rotten October and limp November, the S&P 500 tumbled in value by 15 percent between November 30th and December 24th. Despite an astonishing bounce of 5 percent the day after Christmas, the index finished the year 6 percent below where it started...” Read More

Weekly Market Commentary- 12/31/18

12/31/2018
Investing during the month of December was like traversing an icy mountain stream. It delivered a staggering shock to the senses that triggered the instinct to, “Get Out!” When it comes to investing, that instinct is called loss aversion. For many people avoiding a loss is more important than realizing a gain. Simply put, not losing $100 is more important than gaining $100. Read More

Weekly Market Commentary- 12/18/18

12/18/2018
Ouch! It never feels good when the stock market heads south, and that’s what happened last week. The Standard & Poor’s 500 Index (S&P 500), Dow Jones Industrial Average, and Nasdaq Composite all moved into correction territory, which means the indices have fallen 10 percent or more from their previous peaks. Read More

Weekly Market Commentary- 12/11/18

12/11/2018
We’re off to a slow start. December is usually the best month of the year for the stock market. It has been since 1950, according to Randall Forsyth of Barron’s, but not so far this year. Two issues made investors particularly uncomfortable last week which helped trigger a sell-off that pushed major U.S. stock indices lower. Read More

Weekly Market Commentary- 12/04/18

12/04/2018
Hold on to your hats! Recently, stocks have delivered a wild ride. During Thanksgiving week, U.S. stock markets took investor uncertainty on the chin, suffering a 3.8 percent drop, which was the worst performance in eight months. Then, last week, stocks reversed course. The Standard & Poor’s 500 Index and the Nasdaq Composite delivered their strongest weekly gains in seven years, reported Ben Levisohn of Barron’s. Read More

Weekly Market Commentary- 11/27/18

11/27/2018
It was a turkey of a week. The United States and China continued to spar over trade and other issues. An expert from Moody’s told Frank Tang of the South China Morning Post (SCMP) the United States-China dispute will not be easily resolved: “Look at the speech Vice President Pence gave in Papua New Guinea at the Apec conference. He didn’t just talk about trade, but also intellectual property, the South China Sea, forced technology transfers..." Read More

Weekly Market Commentary- 11/20/18

11/20/2018
Keep your eyes on the horizon. Motion sickness happens when your body receives conflicting signals from your eyes, ears, and other body parts. One way to manage the anxiety and queasiness that accompany the condition is by keeping your eyes on the horizon. The motion of the stock markets has been causing some investors to experience similar symptoms. Surprisingly, the remedy is the same: Keep your eyes on the horizon – your financial planning horizon. Read More

Weekly Market Commentary 11/13/18

11/13/2018
How are you feeling about financial markets? Some votes are still being counted but investors appear to be happy with the outcome of mid-term elections. Major U.S. stock indices in the United States moved higher last week, and the American Association of Individual Investors (AAII) Sentiment Survey reported: “Optimism among individual investors about the short-term direction of stock prices is above average for just the second time in nine weeks…" Read More

Weekly Market Commentary- 11/06/18

11/06/2018
Stocks recovered some ground last week and then stumbled over unemployment. Major U.S. stock indices faltered Friday after the Bureau of Labor Statistics (BLS) reported on a popular ‘lagging’ economic indicator – unemployment. (Remember, lagging indicators describe what has happened in the past.) The BLS reported:1, 2, 3 Read More

Weekly Market Commentary- 10/30/18

10/30/2018
Why did the stock market fall when the economy is doing well? The answer is that one reflects the past and the other anticipates the future. Last Friday’s advance estimate from the Bureau of Economic Analysis showed the U.S. economy grew 3.5 percent during the third quarter of 2018. Harriet Torry of The Wall Street Journal reported: “The economy powered ahead in the third quarter, driven by robust consumer and government spending, though Friday’s report included warning signs..." Read More

Weekly Market Commentary- 10/23/18

10/23/2018
The world remains full of opportunities and challenges. Although we’ve seen global markets moving in tandem in recent years, Sara Potter of FactSet pointed out, “…we’re starting to see the end of the synchronized global growth that has prevailed over the last two years. While the U.S. economy remains strong, growth in Europe and Japan is moderating, and emerging markets are under increasing economic and financial market pressure.” Read More

Weekly Market Commentary- 10/16/18

10/16/2018
Like an unexpected gust of wind that blows the hat off your head or flips your umbrella inside out, last week’s stock market performance startled investors. Looking back, it’s easy to identify some of the factors that may have contributed to investors’ unease and shaken confidence in the markets. Ben Levisohn of Barron’s offered a brief rundown that included: • The yield on 10-year Treasuries rising to a seven-year high. As interest rates move higher, bonds become more attractive to investors. Read More

Weekly Market Commentary- 10/09/18

10/09/2018
The stock market tends to be a leading economic indicator. Last week offered some insight to economics and stock market behavior. The U.S. unemployment rate reached its lowest level since 1969 and wages moved higher, yet major U.S. stock indices lost value. Why didn’t stock markets move higher? Read More

Weekly Market Commentary- 10/02/18

10/02/2018
It wasn’t headline news… But, if newsprint was still popular, last week’s key economic news would have appeared below the fold. The Federal Reserve raised rates for the third time in 2018, as expected. In addition, the Federal Open Market Committee projects economic growth will continue for three more years, although its median numbers show growth slowing from 3.1 percent in 2018 to 1.8 percent in 2021. Read More

Weekly Market Commentary- 09/25/18

09/25/2018
Did you hear the news? A tech company introduced a microwave you can turn on using Wi-Fi – as long as you have one of the company’s voice assistants at home, reported Kaitlyn Tiffany of Vox. Soon, the voice assistants will be built with neural networks that will formulate hunches about whether their owners might like to be reminded to lock the door or turn off a device. Read More

Weekly Market Commentary- 09/18/18

09/18/2018
All investors are consumers, but not all consumers are investors. The September installment of University of Michigan’s Consumer Sentiment Survey reported Americans are feeling pretty optimistic. Consumer sentiment rose to the second highest level since 2004, and consumer expectations reached the highest level since 2004. Read More

Weekly Market Commentary- 09/11/18

09/11/2018
Remember: Volatility is normal. Major U.S. stock market indices climbed into record territory during August. They gave back some gains last week. Peter Wells of Financial Times explained: “Speculation about a fresh round of tariffs on Chinese imports from the Trump administration weighed on U.S. stocks, handing the S&P 500 its first four-day losing streak in a month." Read More