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Retirement Investment Advisors, Inc. Names Andrew Flinton, CFP® President

Andrew

Randy Thurman, CFP® has been appointed Chief Executive Officer. Founder Joe Bowie, CFP® moves to a Senior Advisor role. These leadership appointments are effective immediately.

“We are fortunate to have someone with Andrew’s experience and vision to continue our legacy,” said CEO Randy Thurman, CFP®. “Andrew’s unique combination of integrity, intellect, and charisma make him the perfect person to lead us as we embark on our next chapter.”

Flinton said, “I’ve been blessed with great mentors and a talented group of professionals. We are excited to continue to work together to make Retirement Investment Advisors the top fee-only firm in Oklahoma.”

Flinton is a CERTIFIED FINANCIAL PLANNER™ professional and has worked as a comprehensive financial planner since 2008. He holds a B.A. in Economics from the University of Oklahoma.  He serves as a member of the Investment Policy Committee for Retirement Investment Advisors and is directly involved in the investment selection and allocation guidelines for the firm. Andrew is a volunteer and Board member for Tenaciously Teal, a non-profit that supports those during their fight with cancer.  He has also been involved with the Leukemia and Lymphoma Society, American Cancer Society, and has served as a volunteer at OU Children’s Hospital.   Andrew lives in Edmond with his wife Courtney and their two daughters.  

Based in Oklahoma City, with offices in Edmond and Frisco, Texas, Retirement Investment Advisors, Inc. is set apart because all of their financial advisors are CERTIFIED FINANCIAL PLANNER™ professionals, which requires additional training and certification. They have been cited by more than 35* national publications as one of the nation’s top financial planning companies.

*Criteria available upon request

 

 

Blog

Weekly Market Commentary - 07/24/18

07/24/2018
Last week, there was some good news and some notable news. Here’s the good news: Corporate earnings have been strong. As of July 20, 17 percent of the companies in the Standard & Poor’s 500 Index had reported second-quarter results. More than 85 percent of those companies reported positive earnings surprises, according to FactSet, which means they earned more than expected. Read More

Weekly Market Commentary - 07/17/18

07/17/2018
Investors are becoming more discriminating. Trade tensions escalated as the U.S. administration expanded tariffs on Chinese goods last week. You wouldn’t have known by watching the performance of benchmark indices, though. Just four of the 25 national stock market indices tracked by Barron’s – Australia, Italy, Spain, and Mexico – moved lower. Read More

Weekly Market Commentary - 07/10/18

07/10/2018
What a rollercoaster of a quarter! When it comes to the American Association of Individual Investors (AAII) Sentiment Survey, respondents tend to be more bullish than bearish about U.S. stock markets. The survey’s historical averages are: • 38.5 percent bullish • 31.0 percent neutral • 30.5 percent bearish As the second quarter of 2018 began, investors were feeling less optimistic than usual. (About 36.6 percent were bearish and 31.9 percent bullish.) Read More

Weekly Market Commentary- 07/03/18

07/03/2018
There’s a bear in China – and it’s not a panda. The Shanghai Stock Exchange (SSE) Composite Index, which reflects the performance of all shares that trade on the Shanghai Stock Exchange, dropped into bear market territory last week, reported CNBC. The Index has fallen more than 20 percent from its previous high. It appears some investors saw an opportunity and bought the dip since the SSE Index bounced higher last Friday, gaining more than 2 percent. Read More

Weekly Market Commentary- 06/26/18

06/26/2018
What time is it? The yield curve may be the pocket watch of economic indicators. It’s been around for a long time and it’s often right, but not always. The yield curve is the difference between the interest paid on two-year government bonds and 10-year government bonds. Read More

Weekly Market Commentary- 06/19/18

06/19/2018
Deal or no deal? Last week opened with heightened trade tensions between the United States and its allies. It closed with the United States imposing new tariffs on $50 billion of Chinese goods. The Chinese declared it was the start of a trade war, reported Financial Times. U.S. markets largely ignored the potential impact of trade wars on multiple fronts. Barron’s reported the Dow Jones Industrial Average, which includes companies that are vulnerable to tariffs, moved slightly lower. Read More

Weekly Market Commentary- 06/12/18

06/12/2018
G whiz! Never before could the Group of 7 (G7) Summit have been mistaken for reality TV. The generally dignified annual meeting of leaders from the United States, Canada, France, Germany, Italy, Japan, and the United Kingdom (along with the heads of the European Commission and European Council) was a lot more contentious than usual, reported Reuters. Read More

Weekly Market Commentary- 06/05/18

06/05/2018
If the countries were instruments, last week sounded like a fifth-grade garage band. World markets were buffeted by a clamor of good, bad, and unexpected news last week. Events that captured media and investor attention included: • Taxing America’s allies. Early in the week, investors weren’t the only ones riled by the administration's announcement it would impose hefty trade tariffs on American allies. “ Read More

Weekly Market Commentary- 05/30/18

05/30/2018
Geopolitical uncertainty didn’t dent U.S. stocks last week. Geopolitics is the intersection of geography, economics, and politics. Last week, there were some fine examples of the ways geopolitical events can create uncertainty. Barron’s reported: “President Donald Trump began the week suggesting that a trade war with China was on hold, before later ordering his administration to explore penalties on imported automobiles." Read More

Weekly Market Commentary - 05/22/18

05/22/2018
Too much? Too little? Or just right? U.S. stock markets were relatively calm, although they finished the week lower. U.S. Treasury yields hit a 7-year high and finished the week above 3 percent. While these were notable, the most remarkable events last week occurred beyond our borders. Read More

Weekly Market Commentary - 5/15/18

05/15/2018
Splash! How do employers lure staff in a tightening labor market? The curly tail grubs and spinnies of the business world are higher wages and better benefits. During the past decade, the employment picture in the United States has shifted dramatically. In mid-2009, 15.4 million unemployed Americans were chasing 2.2 million available jobs. At the end of 2017, just 6.6 million Americans were unemployed, and employers were casting eagerly to fill 6.6 million open jobs, reports Barron’s. Read More

Weekly Market Commentary - 05/08/18

05/08/2018
What in the world? A lot happened last week. Some of the notable events included: • Trade talks between the United States and China. The talks were described as “frank, efficient, and constructive,” although significant issues have yet to be resolved. • A Federal Open Market Committee meeting. The Federal Reserve indicated it expects to raise rates during 2018, but did not do so last week. • Low unemployment in the United States. U.S. unemployment fell to 3.9 percent. Read More

Weekly Market Commentary - 05/01/18

05/01/2018
A meeting of the minds. The Federal Reserve and the U.S. bond market appear to be in agreement about the direction of interest rates. For more years than anyone cares to count, investment professionals have been predicting the end of the bull market in bonds. Bond guru Bill Gross called the end of the bond bull in 2011 – and called it again in 2013. He wasn’t alone. Strategists who participated in Barron’s Outlooks anticipated rising interest rates in 2014 and 2015, too. Read More

Weekly Market Commentary - 04/24/18

04/24/2018
The world is in debt. The April 2018 International Monetary Fund (IMF) Fiscal Monitor reported global debt has reached a historically high level. In 2016, debt peaked at 225 percent of global gross domestic product (GDP) (the value of all goods and services produced across the world). Public debt is a significant component of global debt. Read More

Weekly Market Commentary- 04/17/18

04/17/2018
What do you think? • Are you bullish, bearish, or neutral about the U.S. stock market? • Are U.S. stocks undervalued, overvalued, or fairly valued? • What is the biggest threat the U.S. stock market faces this year? During the first four months of 2018, U.S. stocks have experienced not one, but two, 10 percent declines. These short-term reversals are known as corrections. Read More

Weekly Market Commentary- 04/10/18

04/10/2018
You could almost hear the spurs jingling. Trade tensions ratcheted higher last week as the United States and China staked new positions on the not-so-dusty main street of trade. It was the latest round of posturing in what has the potential to become a trade war between the world’s largest economies. Read More

Weekly Market Commentary - 04/03/18

04/03/2018
In like a lion… Investors roared into 2018. During the first week of the first quarter of the New Year, the Dow Jones Industrial Average rose above 25,000 for the first time ever. Less than two weeks later, it closed above 26,000. The Standard & Poor’s (S&P) 500 Index and NASDAQ Composite also reached new all-time highs. Read More

Weekly Market Commentary - 03/27/18

03/27/2018
Why am I saving and investing? After a week like last week, it’s an important question. There are many reasons people save and invest, including to: • Live the life they want today and in the future • Accumulate resources so they’re prepared for any bumps in the road • Provide an education for their children • Offer assistance to parents • Support a young person with a disability • Do good in the world • Live comfortably in retirement without anxiety Read More

Weekly Market Commentary - 03/20/18

03/20/2018
It’s a good time for a gut check. Last week, after sliding lower for four days, the Standard & Poor’s 500 Index recouped some of its losses on Friday. The reasons behind the week’s poor showing were diverse. Barron’s reported: “The market is so discombobulated right now that it can’t even decide what it’s afraid of. What do we mean? When the Standard & Poor’s 500 index suffered its first correction since the beginning of 2016 last month, the cause was easily identified..." Read More

Weekly Market Commentary- 03/13/18

03/13/2018
It’s a bird…It’s a plane…It’s a labor shortage! There is little doubt the Millennial generation has been reshaping our world. One of the most remarkable aspects of this demographic group is a preference for experiences over consumer goods. “Three out of four millennials would rather spend their money on an experience than buy something desirable. This “experience generation” is now a third of the U.S. population,” reported Eventbrite. Read More