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Retirement Investment Advisors, Inc. Names Andrew Flinton, CFP® President

Andrew

Randy Thurman, CFP® has been appointed Chief Executive Officer. Founder Joe Bowie, CFP® moves to a Senior Advisor role. These leadership appointments are effective immediately.

“We are fortunate to have someone with Andrew’s experience and vision to continue our legacy,” said CEO Randy Thurman, CFP®. “Andrew’s unique combination of integrity, intellect, and charisma make him the perfect person to lead us as we embark on our next chapter.”

Flinton said, “I’ve been blessed with great mentors and a talented group of professionals. We are excited to continue to work together to make Retirement Investment Advisors the top fee-only firm in Oklahoma.”

Flinton is a CERTIFIED FINANCIAL PLANNER™ professional and has worked as a comprehensive financial planner since 2008. He holds a B.A. in Economics from the University of Oklahoma.  He serves as a member of the Investment Policy Committee for Retirement Investment Advisors and is directly involved in the investment selection and allocation guidelines for the firm. Andrew is a volunteer and Board member for Tenaciously Teal, a non-profit that supports those during their fight with cancer.  He has also been involved with the Leukemia and Lymphoma Society, American Cancer Society, and has served as a volunteer at OU Children’s Hospital.   Andrew lives in Edmond with his wife Courtney and their two daughters.  

Based in Oklahoma City, with offices in Edmond and Frisco, Texas, Retirement Investment Advisors, Inc. is set apart because all of their financial advisors are CERTIFIED FINANCIAL PLANNER™ professionals, which requires additional training and certification. They have been cited by more than 35* national publications as one of the nation’s top financial planning companies.

*Criteria available upon request

 

 

Blog

Weekly Market Commentary- 01/10/17

01/10/2017
…And, they’re off! Bullish sentiment helped world equity markets get off to a fast start last week. Just name a country or region – developed markets, emerging markets, the United States, Latin America, Asia, Europe, the United Kingdom – and it’s likely the area’s benchmark index may have been up for the week. Read More

Weekly Market Commentary- 01/03/17

01/03/2017
What a difference a year makes! At the start of 2016, investors were rather pessimistic and risk-averse, preferring bonds to stocks. By the end of the year, they were quite optimistic and preferred stocks to bonds. In between, markets traveled a bumpy road. During January of last year, few investors imagined we would be where we are today. Markets started 2016 in a tailspin with investors worried about slower growth in China, U.S. economic strength, and oil price declines. Read More

Weekly Market Commentary- 12/27/16

12/27/2016
Missed it by that much… The Dow Jones Industrial Average (DJIA) got within 13 points of 20,000 last Tuesday. It finished the week about 90 points below the vaunted milestone. “The Dow has gained nearly 10 percent since the end of October, more than double its 4.1 percent rise during the first nine months of the year, spurred in part by Donald J. Trump’s victory in the 2016 U.S. presidential election,” Barron’s reported. Read More

Weekly Market Commentary- 12/20/16

12/20/2016
The Federal Reserve put a hitch in the markets’ giddy-up last week. It wasn’t the Fed’s second interest rate hike in a decade that caused markets to stumble. December’s rate hike was old news before it happened. In mid-December, Reuters reported Fed funds futures indicated there was a 97 percent probability the Fed would raise rates one-quarter percent at its December Federal Open Market Committee (FOMC) meeting. In addition, all 120 economists polled by Reuters agreed rates were headed higher. Read More

Weekly Market Commentary- 12/13/16

12/13/2016
Dad: “Fra-gee-lay” …it must be Italian! Mom: I think that says “fragile,” honey. Dad: Oh, yeah. This holiday season, investors’ enthusiasm for U.S. stocks has rivaled old man Parker’s passion for his major-award leg lamp in ‘A Christmas Story.’ Last week, three major U.S. indices hit all-time highs. Barron’s reported consumer confidence is helping make this the most wonderful time of the year for U.S. stock markets. Read More

Weekly Market Commentary- 12/06/16

12/06/2016
Flirting with higher interest rates. Last week, yields on 10-year Treasury bonds rose to a 17-month high of 2.44 percent, reported The Wall Street Journal, before retreating to finish the week at about 2.4 percent. As we’ve mentioned previously, some experts suspect the bull market in bonds, which has persisted for more than 30 years, may be headed into bear territory. In part, this is because the U.S. Federal Reserve is expected to increase the fed funds rate in December. Read More

Weekly Market Commentary- 11/29/16

11/29/2016
It’s a myth! According to WebMD, the amino acid L-Tryptophan is not responsible for Americans’ post-Thanksgiving food coma. The real culprit is overeating. So, last week’s post-feast sleepiness can be blamed on big appetites. Investors also indulged their appetite for risk last week Read More

Weekly Market Commentary- 11/22/16

11/22/2016
This time it’s the end. Really. Possibly. It seems like experts have been forecasting the end of the bull market in bonds for years. In July 2010, bond guru Bill Gross predicted the 28-year bull market in bonds was near an end and, as interest rates moved higher, bond values would move lower. The Federal Reserve’s first round of quantitative easing had ended in March 2010, and he couldn’t know a second round, which would keep interest rates low, would begin in November 2010. Read More

Weekly Market Commentary- 11/15/16

11/15/2016
Surprise! Markets were remarkably sanguine following the election of Donald Trump to the presidency of the United States. There was a moment of panic. As election results rolled in on Tuesday, Gold prices rose and Treasury yields fell, as investors sought safe havens. Dow Futures, a measure of overnight sentiment, fell by 4 percent, and Standard & Poor’s 500 futures dropped 5 percent. Read More

Weekly Market Commentary- 11/08/16

11/08/2016
Markets hate uncertainty – and that may create opportunities. Last week, investors experienced another bout of election jitters, and the Standard & Poor’s 500 (S&P 500) Index fell for the ninth straight session. The CBOE Volatility Index (VIX), a.k.a. the fear gauge, which measures the expected volatility of the S&P 500 during the next 30 days, was up more than 40 percent for the week. The shift in the VIX reflected investors’ concerns about stock market performance after the election. Read More

Weekly Market Commentary- 11/01/16

11/01/2016
It’s almost over… During July 2016, Pew Research reported almost 60 percent of Americans were suffering from election fatigue. They weren’t uninterested in the election. They were just worn out by never-ending news coverage that focused on candidates’ comments, personal lives, and standing in the polls rather than their moral character, experience, and stance on issues. Read More

Weekly Market Commentary- 10/25/16

10/25/2016
“Verrrry interesting.” Arte Johnson’s catch phrase from Rowan & Martin’s Laugh-In may not have described U.S. stock markets last week, but there were some interesting economic, cyber-security, and consumer developments around the world. Major U.S. stock indices finished the week slightly higher. Experts, cited by Barron’s, suggested markets seemed tired and were waiting for clarity around the U.S. election outcome, Federal Reserve rate increase, and corporate quarterly earnings. Read More

Weekly Market Commentary- 10/18/16

10/18/2016
‘Tis the season! Third quarter earnings season, that is. Every quarter, companies report earnings to let investors know how profitable the companies were during the quarter. When profits grow, a company’s share price may move higher. When profits decline, a company’s share price may move lower. Read More

Weekly Market Commentary- 10/11/2016

10/11/2016
Was it good news or wasn’t it? The U.S. unemployment rate ticked higher last week. The September jobs report showed the United States added 156,000 new jobs in September. That was 16,000 fewer than economists were expecting and 11,000 fewer than were added in August, according to Barron’s. That doesn’t sound like good news, does it? Read More

Weekly Market Commentary- 10/04/16

10/04/2016
Markets were relatively calm during the third quarter of 2016, yet they delivered some attractive returns overall. In the United States, all three major U.S. indices posted record highs twice during a single 7-day period in August, reported CNBC.com. The Standard & Poor’s 500 Index (S&P 500) experienced a 51-day streak without at least a 1 percent decline. The index returned 3.3 percent in the third quarter. Read More

Weekly Market Commentary- 09/27/16

09/27/2016
As expected… The U.S. Federal Reserve left rates unchanged last week and markets celebrated. Across the globe, national stock market indices finished the week higher. In the United States, the Standard & Poor’s 500 Index and NASDAQ gained more than 1 percent. Not everyone was thrilled with the decision, however. Three Federal Reserve presidents cast dissenting votes. All believed interest rates should move higher. Read More

Weekly Market Commentary- 09/20/16

09/20/2016
If it’s not one thing, it may be another. Economic data released last week will factor into this week’s Federal Open Market Committee (FOMC) decision on whether to push interest rates higher in the United States. Some of the August data supports the idea economic growth was soft. For example, August retail sales fell more than expected, down 0.3 percent from July. Other data was as expected: U.S. producer prices were flat, which was in line with expectations. Read More

Weekly Market Commentary- 08/30/16

08/30/2016
Attention investors: U.S. interest rates may be moving up and it might happen this year. During last Friday’s speech at the Federal Reserve’s annual economic symposium in Jackson Hole, Wyoming, Fed Chairwoman Janet Yellen signaled that a rate hike is probably coming but, as usual, she didn’t offer any specifics about the timing. Read More

Weekly Market Commentary- 08/23/16

08/23/2016
Last week, Wall Street was speculating about monetary policy with the enthusiasm of commentators trying to predict who will bring home Olympic gold. The Federal Open Market Committee (FOMC) is expected to introduce another rate hike before the end of 2016, according to the BBC, and it has just three opportunities to deliver the goods – during its September, November, or December meetings. Read More

Weekly Market Commentary- 08/16/16

08/16/2016
How do you measure stock market valuation? If you look at conventional measures – like price-to-earnings (P/E) ratios – then U.S. stock markets appear to be pricey. The Wall Street Journal reported trailing 12-month P/E ratios are high when compared to 10-year averages. High P/E ratios haven’t dampened investors’ interest in U.S. stocks, and share prices have been moving higher. Read More